What is more expensive than a first-rate investment process? A second-rate investment process.
Following the lead of major universities, we chose to adopt the endowment model of portfolio diversification and to tailor it for our clients’ varying risk tolerances. Our firm cannot guarantee that our clients’ portfolios will capture the level of excess returns that the “educated allocation” endowments have. But, we believe there is prudent wisdom in the ways that Harvard, Notre Dame, Stanford, Yale, and others have allocated their invested assets. With their world-class approach to asset allocation in mind, we have tailored asset allocations that target risk tolerances ranging from “capital preservation” on the low end to “growth” on the high end. The asset allocation that is appropriate for you will depend on your risk tolerance. Your risk tolerance is based on your ability to take risk, your need to take risk, and your willingness to take risk.
Our philosophy places particular emphasis on cash flow. Traditional fundamental financial analysis is the cornerstone of our investment discipline. Some people refer to this as the Warren Buffett method. Within the investment industry, it is often referred to as the Graham and Dodd method. We are, in essence, value investors. We base our internally developed valuation models on time-tested principles developed by Benjamin Graham, David Dodd, and other well-known academics and practitioners. We begin at the macro-economic level with an analysis of economic growth projections for each country or trade zone. We then differentiate specific industries within each economic sector that are likely to have better business prospects. Finally, we identify specific companies that we believe present the best overall opportunities.
For additional information about our services, please contact us for a copy of our SEC Form ADV Part 2A & 2B.
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